The New York Times
The Washington Post
USA Today
San Jose Mercury News
CBS This Morning

What Happens if You Are Injured in a Ride-Sharing Vehicle Versus a Taxi Service?

VehicleWhen you need a ride, do you call a ride-sharing service or a taxi service? It seems that the rideshare option, such as Lyft or Uber, is more popular in recent years than the tried-and-true taxi option. Many customers have migrated to the rideshare option because it is more cost-effective, although a quick comparison of rates indicates this is not always true. Others choose to stand loyal to the taxi company because of a proven track record. One factor not often considered by passengers is what happens if there is an auto accident? Which option is a safer choice?

Overall Safety

The one factor that all passengers have in common is their desire to reach their destination safely. While arriving promptly with a friendly attitude is a bonus, safety is always the number one focus. Rideshare companies do their best to perform lengthy background checks on their drivers; however, if an incident involving performance arises, such as speeding or attitude, these companies ask to stay out of it. On the other hand, with a taxi service, a passenger can quickly make a report with the company. Additionally, many taxis have an on-board monitoring service to carefully track their driver’s performance.

Insurance Coverage

Liability coverage is the state-mandated policy that protects the driver and all passengers should the driver be at fault for the accident. The California minimum requirement for bodily injury liability is $15,000 per person and $30,000 per accident. Unfortunately, many rideshare drivers do not have additional coverage for their “for profit” vehicle. If they do not, the insurance company will deny the claim. Yet, both of the major rideshare companies will cover the damages up to $1,000,000 per accident, regardless of whether their driver is at fault or an uninsured third party is at fault.

In comparison, California requires taxi companies to carry a minimum of bodily injury liability limit at $100,000 per person and minimum total coverage of $1,000,000 per vehicle. However, California does not require any uninsured motorist coverage for taxi companies, which means that if a third party is at fault, and they have no insurance coverage, you may have to pursue other options.

Get Answers

Accidents happen daily, many at the hands of negligent drivers. If you sustained injuries in an automobile accident, contact a San Jose, CA car accident attorney today to hold the responsible parties accountable. The attorneys at Corsiglia McMahon & Allard, L.L.P. will meet with you in a free initial consultation to discuss your options. Should you choose to pursue a claim, you will never owe us anything until we win your case. Call us today at (408) 289-1417 to get started.

Client Reviews
I absolutely cannot speak highly enough of CMA Law, particularly of Mr. McMahon, with whom I have had the most experience. My entire family and I trusted CMA with our case following a significant and life-altering vehicle accident, and to say they delivered is putting it lightly. They were reachable & personable at every stage of this arduous, complex, and scary process, made things easier at every stage, inspired us with confidence, and delivered results. If you're looking for a law firm to place the trust of you in your family in, look absolutely no further than CMA - this is your firm. Declan O.
I suffered a severe spinal injury while working as a farm mechanic in the Salinas Valley. The attorneys -Tim McMahon and Mark Sigala were fantastic from the beginning. They fought for me over 3 long years and in the end, we won a difficult liability case against the farm company who was using dangerous equipment. The defendants in the case tried everything to put the blame on me and even claimed I was their employee in order to avoid civil responsibility. Tim and Mark never gave up on me and my case. I cannot recommend them highly enough. They are fighters. Adrian A.
Best Law Firms
American Board of Trial Advocates
2010 Street Fighter of The Year Award Finalists
Irish Legal 100
The Best Lawyers in America
Santa Clara County Bar
Super Lawyers
The National Trial Lawyers
California Lawyer
Top One
Santa Clara County Trial Lawyers Association
Public Justice Trial Lawyer of The Year