Visits From Loss Prevention Insurance Agents Can Reduce the Rate of Injury on Construction Sites, Study Finds

While there are many methods that can be used to reduce the occurrence of injuries in the construction industry, most are heavily reliant upon employer compliance. In other words, if the employer has no desire to protect their workers, or if they cannot see the importance of following safety protocols, injury prevention methods will likely be ineffective. Thankfully, it appears there may be at least one strategy that can reduce the rate of construction-related workplace injuries and fatalities: in-person visits from a loss prevention insurance agent.

Conducted by a Center for Construction Research and Training research team, the recent study looked at the workers’ compensation claims of 1,360 policyholders (employers). When visited by an insurance loss prevention agent, their rates of injury were significantly decreased. In fact, just one visit reduced the risk of an injury claim by 27 percent. Two visits reduced the risk by as much as 41 percent. Three or more visits reduced the rate by as much as 28 percent.

Perhaps the best part about the information is that visits from a loss prevention agent are free to both the employer and the employee. Yet, if used, they can reduce the cost to the employer while also reducing the risk that an employee suffers from a serious or fatal work injury. Sadly, even with all those benefits, there are employers who will refuse such services and balk at any other preventative measures.

When employers refuse to comply with safety measures, their injured employees may be held liable outside of the workers’ compensation system. Unfortunately, proving that negligence in a courtroom can be extremely difficult. As such, employees are encouraged to seek legal counsel with their claim. Doing this not only protects the worker from common issues like wrongful and illegal retaliation, it can also increase their chances of receiving full and fair compensation for any losses they may have experienced. However, it is crucial that injured employees act quickly, as any failure to do so could compromise the case and its outcome.

At Corsiglia, McMahon & Allard, LLP, we fight for the rights and best interests of injured workers. Dedicated an experienced, our San Jose work injury lawyers can examine your case, advise you of your options, and assist you through the entire claims process. Get started by scheduling a free and personalized consultation. Call (408) 289-1417 today.

• Loss control rep visits cut lost-time injuries: Study