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Uninsured / Underinsured Motorists

Representing Injured Clients in San Jose and the San Francisco Bay Area

Car Accident Being injured in an auto accident is bad enough. Finding out that the person who hit you doesn’t have enough insurance can create added frustration. But depending on your own insurance, uninsured and underinsured motorist (UIM) coverage may be there to fill the gap.

Injured by an Uninsured or Underinsured Motorist?

At the law firm of Corsiglia McMahon & Allard, L.L.P. in San Jose, we help clients throughout Northern California understand their uninsured and underinsured motorist coverage and pursue the compensation they deserve under their policies.

Contact us today for a free consultation with a knowledgeable lawyer. You will not pay anything unless we help you obtain insurance benefits; call (408) 289-1417.

Understanding What UIM Policies Cover

Uninsured and underinsured motorist coverage is a type of auto insurance coverage that is optional in California. If you have this coverage, it is available to cover your medical, financial and other damages for accidents caused by:

  • Uninsured drivers: Many people in California drive without insurance, even though they are legally required to have it. This group includes people who cannot afford insurance as well as people who have not applied for or who do not qualify for licenses.
  • Underinsured drivers: Many people who do have auto insurance do not have enough liability coverage to compensate accident victims with catastrophic injuries or the families of those who may be killed in accidents caused by them.
  • Hit-and-run drivers: If the person who hit you fled the scene and cannot be found, then it is impossible to seek compensation from his or her insurance company. Uninsured and underinsured motorist coverage also covers accidents caused by hit-and-run drivers.

Uninsured and underinsured motorist benefits should be available to you even if you were not in your car and were injured in a bicycle accident or pedestrian accident.

Pursuing a Fair Outcome From Your Insurance Carrier

Your own insurance company has a legal duty of good faith and fair dealing in response to any claims you make, including underinsured and uninsured motorist claims. However, auto insurance companies are sometimes reluctant to pay out on these claims.

Our experienced personal injury trial attorneys can help you pursue fair compensation from your insurance company for an accident caused by an uninsured, underinsured or hit-and-run driver. Don’t hesitate to contact us to discuss your case; call us at (408) 289-1417. We serve clients throughout the Bay Area, including personal injury victims in Cupertino, San Jose, Santa Clara and Mountain View.

Client Reviews
I absolutely cannot speak highly enough of CMA Law, particularly of Mr. McMahon, with whom I have had the most experience. My entire family and I trusted CMA with our case following a significant and life-altering vehicle accident, and to say they delivered is putting it lightly. They were reachable & personable at every stage of this arduous, complex, and scary process, made things easier at every stage, inspired us with confidence, and delivered results. If you're looking for a law firm to place the trust of you in your family in, look absolutely no further than CMA - this is your firm. Declan O.
I suffered a severe spinal injury while working as a farm mechanic in the Salinas Valley. The attorneys -Tim McMahon and Mark Sigala were fantastic from the beginning. They fought for me over 3 long years and in the end, we won a difficult liability case against the farm company who was using dangerous equipment. The defendants in the case tried everything to put the blame on me and even claimed I was their employee in order to avoid civil responsibility. Tim and Mark never gave up on me and my case. I cannot recommend them highly enough. They are fighters. Adrian A.
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